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The idea is that any benefit provided by the company to the shareholder/director shall be included in his/her taxable income. The loan must bear interest, and its principal does not have to be included in income of an individual, for the amount not exceeding what was actually paid for residence purchase during the year. The loan must be taken for the term not exceeding 5 years, and the “prescribed” interest rate must be paid. Have you been planning to start a business of your own? You need to have sufficient funds to run it successfully. There are various expenses that you may have to meet during day to day dealings. Consulting a financial expert can help you get an expert opinion for all your credit problems. They are well are skilled enough to handle such problems.
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